Public Adjuster Serving
Dallas / Fort Worth
Hello, I’m Ryan Rainey, the owner of Rainey Day Claims. Rainey Day Claims is your trusted partner for maximizing your benefit in insurance claims in the Dallas, Fort Worth area. Whether dealing with damage from a storm, fire, or any other disaster, I’m here to ensure you get the settlement you deserve.
Why Choose Rainey Day Claims?
I am devoted to advocating for policyholders and assisting them in recovering from property damage.
Unlike most adjusters (public adjusters or otherwise), I started my career as a contractor. I learned what it takes to repair properties by actually repairing them.
I didn’t need to become a PA, I wanted to. As a contractor I saw people get ripped off by their insurance companies on a daily basis. Frankly, I got sick and tired of it and decided to do something about it. When you hire Rainey Day Claims, you’re hiring someone who cares about doing what’s right.
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Expertise:
I am a licensed professional with extensive experience.
Personalized Service:
I provide tailored solutions for each client.
Faster Settlements:
I handle all communication and negotiations, ensuring a quicker resolution.
Higher Settlements:
Our work often results in higher settlements than insurance companies initially offer.
Residential Claims
Dealing with damage to your home can be overwhelming and emotionally draining. I specialize in handling residential claims with the utmost care and attention to detail. From the initial documentation to the final settlement, I ensure a smooth and efficient process. My goal is to ensure your claim recieves full benefits you are entitled to.
Commercial Claims
When it comes to commercial property damage, I understand that time is of the essence because any delays you experience in your business can be a significant cost to the business. I am adept at managing commercial claims, whether it’s for office buildings, retail complexes, or other commercial properties. I take an expeditious, yet diplomatic approach when negotiating with the insurance company on your behalf. Getting the most from your claim is my goal so that your business can resume operations with as much retention of your business’s revenue as possible.
Frequently Asked Questions
What is a public adjuster?
A public adjuster is a licensed expert in the insurance claims industry who represents policyholders in negotiating and settling claims with their insurance companies.
What areas do you serve?
I serve the entire Dallas Fort Worth area and its surrounding communities.
Do I need to inform my insurance company that I'm using a public adjuster?
No, it’s not required. I handle all interactions with your insurance company on your behalf.
How much does an evaluation cost?
My evaluations are free of charge. I assess the damage at no cost to you.
Why should I hire a public adjuster?
Simply put, policy holders need someone looking out for their best interest. Insurance companies want to pay as little money as possible to settle your claim. Oftentimes, what carriers are willing to pay is far less than what the repairs actually cost. Policy holders need licensed professionals who understand the claim process and make sure they won’t be taken advantage of.
When should I hire a public adjuster?
Right away. We used to advise people to let the claim process play out and hold off on hiring a PA until the insurance company was no longer cooperating. Unfortunately, over the last couple of years, the claim settlement practices of most carriers has steeply declined. As a result, policyholders can no longer be confident that their claim will be treated fairly. It is in the best interest of policy holders to hire a public adjuster as soon as a claim is filed.
My Specialties
As a contractor my primary focus was water, fire, mold, and biohazard damage. This gives me unique insight into what it takes to handle these types of claims. DFW is #1 in the US for wind/hail claims. As such, most public adjusters focus all of their attention on roofs and know very little about water and fire damage even though water damage is the second most common property damage claim. If your home or business has been damaged by water or fire, look no further than Rainey Day Claims!
Get In Touch
I’m here to help you every step of the way. Contact me today for a free, no-obligation consultation. I am available 24/7 to assist you.